INSURANCE &
FINANCING OPTIONS
TREAT YOUR SLEEP APNEA &
SNORING QUICKLY & AFFORDABLY
Sleep Cycle Center is accepted by most insurances and also offers in-house financing to aid our patients in getting their sleep apnea devices with no hang ups!
accepted by most insurances
Sleep Cycle Center is accepted accepts by the following insurance providers:
- Aetna
- Blue Cross Blue Shield of Texas
- Cigna
- Humana
- Medicare
- Oscar
- Baylor, Scott & White
- Sendero
- TRICARE East
- TRICARE for Life
- UMR
- United Healthcare
Sleep Cycle Center is accepted accepts by the following insurance providers:
Financing options are also available! Our team has in-house financing and also accepts Care Credit for patients previously enrolled.
Understanding Your Insurance
Here at Sleep Cycle Center your health is the most important thing. That’s why we have prepared a simple guide so you know how to use your insurance to access our services and appliances.
Coinsurance
Coinsurance is a percentage of a medical charge you pay, with the rest paid by your health insurance plan, which typically applies after your deductible has been met. For example, if you have 20% coinsurance, you pay 20% of each medical bill, and your health insurance will cover 80%.
Copay
A copay, or copayment, is a predetermined rate you pay for health care services at the time of care. For example, you may have a $25 copay every time you see your primary care physician, a $10 copay for each monthly medication and a $250 copay for an emergency room visit.
Deductible
The deductible is how much you pay before your health insurance starts to cover a larger portion of your bills. In general, if you have a $1,000 deductible, you must pay $1,000 for your care out of pocket before your insurer starts covering a higher portion of costs. The deductible resets yearly.
Premium
The premium is the monthly payment you make to have health insurance. You pay the premium each month like a gym membership, even if you don’t use the coverage. If you don’t pay the premium, you may lose your insurance. If you’re fortunate enough to have employer-provided insurance, the company typically picks up part of the premium.
Out-of-Pocket Maximum
The out-of-pocket maximum is the limit of what you’ll pay in one year, out of pocket, for your covered health care before your insurance covers 100% of the bill. The maximum out-of-pocket limit for marketplace health plans (those on the Affordable Care Act health insurance marketplace) is $9,450 for an individual and $18,900 for a family in 2024. (This amount doesn’t include what you spend for services your insurance doesn’t cover.)
Untreated Sleep Apnea carries significant risks, including 50% increased chances for High Blood Pressure and Type II Diabetes.
SLEEP APNEA FACTS
Over 22M U.S. adults have undiagnosed sleep apnea.
Too many people fail to recognize the early signs that snoring provides.
Sleep apnea can affect anyone at any age, even infants!
There are 2 types of sleep apnea, obstructive is when soft tissues collapse and block the airway. Central sleep apnea is when your body’s breathing system fails and stop breathing in your sleep.